Easily Insert Value Choice in the Disclosure Notice

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How to Insert Value Choice in the Disclosure Notice

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hello and welcome to contract mastery at exp im michael hughes managing broker for exp texas and also a texas attorney paragraph seven b of the one to four contract talks about the sellers disclosure notice the sellers disclosure notice is a statutorily required notice that is given from the seller of real property with a residential dwelling on it to the purchaser or the potential purchaser of the property the important thing to remember is that the sellers disclosure notice is not an amendment it is not an addendum to the one to four contract it is simply a notice which just happens to be required by state law but it does not amend or alter or change any of the promises made in the one to four contract the property code requires that the seller disclosure notice will be completed to the best of sellers knowledge and belief as of the date the notice is completed and signed by the seller if the information required on the notice is unknown to the seller then the seller shall indica

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What are 6 things credit card companies must disclose?

Total of payments, Payment schedule, Prepayment/late payment penalties, If applicable to the transaction: (1) Total sales cost, (2) Demand feature, (3) Security interest, (4) Insurance, (5) Required deposit, and (6) Reference to contract.

What is on page 5 of the closing disclosure?

Page 5: Loan Calculation: This section shows the breakdown of your loan. Other Disclosure: Read this section as it will have more information on your appraisal, liability after foreclosure, and a few more items that are important to read for your own understanding and knowledge.

Which items on a disclosure statement must be more conspicuous than other required disclosures?

At the creditors option, finance charge and annual percentage rate may also be disclosed more conspicuously than the other required disclosures even when the regulation does not so require.

What is on page 1 of the closing disclosure?

Page 1. The first page of your closing disclosure provides a snapshot of the most important features of your mortgage, including: Loan information. This section should match your loan estimate regarding the loan term, loan purpose and loan program (conventional, FHA, VA or USDA).

What are the pages of the closing disclosure?

The closing disclosure is a five-page statement of your loan terms, projected monthly payments, fees and closing costs. Lenders are required by law to provide buyers with a standardized closing disclosure form.

What is the 3 7 3 rule in mortgage terms?

Timing Requirements The 3/7/3 Rule The initial Truth in Lending Statement must be delivered to the consumer within 3 business days of the receipt of the loan application by the lender. The TILA statement is presumed to be delivered to the consumer 3 business days after it is mailed.

What type of information is found in the loan calculations section on page 5 of the closing disclosure?

What type of information is found in the Loan Calculations section on page 5 of the Closing Disclosure? three business days of loan application. loan servicing. On what document would a consumer find information regarding a good-faith estimate of credit costs and transaction terms for a property loan mortgage?

What is the amount financed on closing disclosure page 5?

The amount financed is shown on page 5 of your Closing Disclosure under Loan Calculations. For example, if you have a $100,000 loan, but the lender is charging you $4,000 in certain types of fees in order to get the loan, the amount financed would be $96,000.

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