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good morning everybody welcome we are here for the intro to sema webinar um let me go ahead and get my screen shared here and get in presenter mode excellent um awesome so great we are here for the cms certification um intro series um today we have a fantastic uh webinar for you today highlighting the details of the sema program and then we will hear from the very impressive kathleen fitzgerald kathleen thank you for joining us today kathleens a chicago booth professor and expert on all things sema all right so hello again i am carrie estes im an enrollment counselor here at the investments in wealth institute my colleague gray is also an enrollment counselor he is on the line today and will be helping answer some q a at the end of todays presentation gray and i speak to advisors all day long here thats our role and we help them work through those educational goals so please dont hesitate to docHub out to us with any questions about sema or any educational offerings that us the inv