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what do you have to do to apply for a home loan the different stages of the home loan process include an application verification valuation approval and settlement simply get in touch with a mortgage choice broker by completing a home loan inquiry form online or call 13 77 62 your broker will meet with you and will take the time to understand your goals and circumstances then search through the hundreds of loans from our wide choice of lenders to find the one thats right for you they will then guide you through the process your broker will apply for conditional approval from your chosen lender while the lender organizes a property valuation once the valuation is completed and is all good you will get an unconditional approval for your home loan that means youll receive an approval letter the loan contract and mortgage documents to review sign and return to the lender if youre purchasing a property your solicitor will organize settlement directly with the lender and youre done we wi