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Since 1933, the FDIC seal at banks and financial institutions has signified trust and stability to millions of Americans. FDIC Deposit Insurance is backed by the full faith and credit of the United States government. Since the FDICs inception, no depositor has ever lost a penny of FDIC insured deposits. FDIC Deposit Insurance enables consumers to confidently deposit their money at FDIC insured banks across the United States. And in the unlikely event of a bank failure, guarantees they can get their insured deposits back promptly. These deposits and official items qualify for deposit insurance coverage at an FDIC insured bank. However, some investments are not insured even if they were purchased at an FDIC insured bank. The insurance coverage limit is $250,000 per depositor per ownership category per FDIC insured bank. Its important to note that all the deposits that a depositor has in the same ownership category at the same bank are added together and insured up to the standard maxim
