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Widespread medical debt is a uniquely American problem. The United States has by far the greatest burden of health care bills and individuals. 7.4% of US residents faced catastrophic health care bills each year. Thats more than double the next closest country. 100 million people in this country currently have some kind of health care debt. Thats about 40% of adults. U.S. medical debt totaled at least $195 billion in 2019. Having insurance doesnt always insulate people in the U.S. from debt. Over 90% of the U.S. population has some kind of health insurance, but medical debt is still a persistent issue. Basically, our health care system is creating debt on an industrial scale. The history of medical debt is basically a history of the changing answer to the following question: When the patient cant pay the bill, who foots it? Youve got two things that have been going on. One, high prices of medical care. And number two, patients that have to shoulder more of the burden of paying thos