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contracts to purchase homes often come with appraisal contingencies these protect would-be buyers in the event the appraisal determines the home is worth less than what they agreed to pay VA loans feature their own unique appraisal contingency known as the VA amendment to contract this key document is required on all VA purchases the amendment to contract contingency protects the VA buyers earnest money if they walk away from a deal because the appraised value came in below the purchase price earnest money is a good faith deposit buyers typically include when making a purchase offer generally the VA expects the amendment to contract to be signed and included with all contract documents at the time of the appraisal this contingency allows prospective buyers to walk away without financial harm if the appraisal comes up short but it also notes buyers may still be able to move forward if that happens so lets consider an example well say you the under contract on a home for two hundred an