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its the real estate trapper and right now we live in the trap lets get it [Music] [Music] welcome back for another video and shout out to all my traps to also pulling up once again so the cfpb just sent a memo around to all consumers um of course they made it public for consumers but they sent the memos directly to creditors telling them that from now on when people are denied for credit applications you have to give an accurate reason that pinpoints exactly why so the article is called cfpb acts to protect the public from black box credit models using complex algorithms companies relying on complex algorithms must provide specific and accurate explanations for denying applications why is this important the reason why this is important is because if you get denied for example for credit card they now have to tell you exactly why so for example hey your credit score doesnt meet our minimum credit score requirement or your credit utilization is too high or it could be something as you
