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Mark Lockhart discusses the process of filing insurance claims, focusing on how they work and how to effectively collaborate with an adjuster to achieve the desired outcome for vehicle or home claims. He emphasizes that the process is straightforward. When filing a claim, whether through an independent or direct agent, you'll interact with a claims adjuster. Their role is to facilitate a smooth claims process, verify your coverage, and ensure you receive prompt resolution, whether it involves car repairs or a replacement. Adjusters aim to minimize delays, as it costs insurance companies more to lose customers or prolong claims.