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as a personal injury lawyer i get a lot of questions about demand letters so ive prepared this video to explain what a demand letter is and what a good and effective demand letter consists of a demand letter is sent by a person who is injured it gets sent either to the person who caused the injury or to the insurance company the demand letter is an offer to settle the case out of court without filing a lawsuit we see this most often in car accident cases when we represent someone who is injured in a car crash we typically send a demand letter to the other partys insurance company and to our clients own insurance company especially if our client has uninsured or underinsured motorist coverage the demand letter demands that the insurance company pay our client pursuant to the policy oftentimes the insurance company agrees and we can settle the case right there if we cannot docHub an agreement with the insurance company then the next step is we file a lawsuit and take the case to court