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Treasurer welcome to 7 30. thanks Sarah now this report today was released with headlines like broad revamp the biggest RBA shake-up in decades but the banks Governor Phil Lowe says were really talking about improvements at the margins and he couldnt imagine that this new board would have made different decisions to the ones that his board made is he right that these reforms wont change much in the outcomes I think its a substantial renovation of The Reserve Bank which havent which hasnt been reviewed in this way for some decades and its an important opportunity to recognize that no institution should be beyond the kind of thinking and consideration that is Central to this Reserve Bank review that Ive released today and what its all about is its all about learning from the past learning from best practice around the world to strengthen the Reserve Bank into the future and the outcome of that will be a Reserve Bank which is more transparent more accountable more effective and