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In this video tutorial, Mark Lockhart explains the process of filing insurance claims and working with adjusters. He emphasizes the simplicity of the procedure, whether you use an independent or direct agent. When you initiate a claim by calling the claims adjuster—either through a service like Progressive or Allstate—their primary role is to ensure a smooth experience. They verify your coverage, ensure it aligns with your claim, and work to expedite the repair or replacement of your vehicle or property. Efficiently processing claims is crucial for insurers, as delays or losing customers can be costly for them.