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The high cost of healthcare in the U.S. poses a financial risk to students, leading NYU to require all students in degree programs to maintain health insurance that meets minimum criteria. Most students are automatically enrolled in NYU-sponsored health insurance plans and charged a premium. Students can visit nyu.edu/health/insurance during the enroll/waive period to confirm their enrollment, adjust their plans, or opt out if they have alternate coverage. To waive NYU-sponsored insurance, students must have their current insurance card to complete the online form. Changes in health insurance will be reflected on the NYU bill within 3-5 days, and refunds for overpayment will be processed automatically.