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In this tutorial, the host explains how to write a hardship letter for loan modification, which is a personal letter to your lender detailing the circumstances that caused you to fall behind on mortgage payments. The first step is to include your personal information: full name, home address (number, street name, city, state, and zip code), and optional contact details (phone number or email). Next, write the date of the letter in the format of month, date, and year. The tutorial aims to guide viewers through each step of crafting an effective hardship letter for loan modification.
