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well good old Joe Biden and the Biden Administration are now bringing affirmative action to real estate maybe not directly but to some extent yeah there is now a new announcement out from the Biden Administration that listen to this they are going to hike payments for good credit home buyers to subsidize higher risk low-income minority borrowers thats right so if youve done right with your finances you have a higher credit score and a higher down payment youre now going to have to pay a higher monthly payment to subsidize people who just didnt operate their finances as well on one side people are arguing hey well In fairness maybe you had the better opportunity to go to a better school because you were in a minority on the other side people are like f that I worked my ass off to get where I am and I shouldnt have to subsidize somebody else thats the governments job not my job government shouldnt be making it more expensive for me to operate because somebody else didnt do as we