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our first speakers are John Brown and John Hughes theyre going to be talking to us about implementing an electric electronic contract program John Hughes is an agribusiness Account Manager at John Deere financial hes enjoyed working in the a variety of credit sales and marketing roles during his John Deere career his undergraduate business degree is from the University of Northern Iowa where he was a summa laude graduate in human resource management with a minor in business communication John earned his law degree from the University of Iowa and is a licensed attorney in Iowa John Brown is the associate chief counsel for John Deere financial he is a graduate of Northwestern University with a BA in economics and political science and the University of Iowa School of Law he earned his JD in 1980 he provides the legal support for US consumer and commercial installment lending in all 50 states along with legal support on privacy and information security issues and John Deeres US bank jo