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hey guys its Clark from Iron mortgage and you know all of us are facing an inventory shortage right now its very frustrating for all of you for us for our buyers everyone thats involved in the industry and so you know we want to make sure that we can do whatever we can to do our part and weve been scouring through opportunities and looking for things that we can do to address this and I think I know actually that we have found it so heres the thing heres a story that were all considering and one that we all know we have clients that would love to be able to purchase a new home and they own a home currently and with the increasing values of homes recently they have a ton of equity in their home the challenge is that when they list their home theyre going to have multiple offers thats going to sell very quickly which is great news but now they have to find somewhere else to go and they dont want to compromise they dont want to move into an area that they dont like just becaus