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as health care costs continue to rise many employees may start considering whether two insurance plans would help them lower their household health care expenses double coverage means that employees have to keep up with two different plans and communicate with two different insurance providers while its possible that double coverage could mean less healthcare costs for employees hr pros need to be prepared to answer their questions of course you may be wondering if employees can even have two health insurance plans in the first place in this episode of hr faq ill answer that question and explain how double coverage works lets get right to it can employees have two health insurance plans yes individual employees can be covered by two different health insurance plans but only under the following circumstances the employee is married and covered under their own employer-sponsored health plan as well as their spouses the employee is under 26 years old and covered under their own employe
