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good morning everyone and welcome to the locals product insights webinar series thank you for joining us this morning I see a few folks are still trickling in but we have good enough audience already in attendance so well get started the focus of our webinar today is to discuss how to design a frictionless customized check out with client-side encryption using smart fields Im Daniel Cortez SVP of marketing at the local and today Im joined by our product manager Federico Mazzoli who is joining us from our office in Montevideo Uruguay hi there you go all right thanks for joining us all right so on our agenda today we have about 45 minutes planned for this webinar can you switch to the next slide please excellent thank you so we have about 45 minutes planned for this webinar during the first 30 minutes or so we have planned content that will focus on giving you an introduction it was in two smart fields will discuss causes of friction at the checkout well give you examples of what sub