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today in this video we are answering a question that i answer at least eight times a day maybe more and i know youre wondering what is an escrow account in real estate [Music] im tiffany weber a real estate attorney in mooresville north carolina at thomas and weber we love to put out videos just like this one answering your real estate questions all about closings and real estate laws so if you are interested in that make sure you subscribe to this channel so back to it what is an escrow account well there are people that think it just means escrow but when you get a loan and you have to pay taxes and you have to pay homeowners insurance most people are required to have an escrow account and i want you to think of it like this it is a forced savings account and that makes sure that you have enough money every year to pay for your homeowners insurance for your property taxes for your private mortgage insurance or pmi as most people know it if that applies to you same thing flood insur