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get back up Nancy lets start with Jim plan that I was thinking the same thing thank you so um Ryan belmap HR Director Tim Marks Mutual Insurance gem plan government employees medical plan and um as stated on the agenda there has been some missed payments for um basically Kims organization a mutual insurance is kind of go an in-between between us and jam plan and they noticed that when we had our job our benefits fair for a few years we did immunizations for our employees and um and we had agreed to pay part of that and anyways um Tim can explain better than I can but um some of the bills that we had anticipating pain can get paid yeah thats correct so well let me just make it simple thank you thank you youre welcome were done right easy meeting you know something I comb my hair for it yeah basically in the past actually when Bannock County first came on to gem plan they went direct into gem Plans Trust if you will and then the Department of Insurance a couple years ago I hope you