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Hey WalletHubbers! Today well talk about disputing credit card charges. Legally, you can dispute a credit card charge for all kinds of reasons, from billing issues to improper service to fraud. Its important to note, however, that you cant simply leverage the credit billing dispute process to avoid paying for purchases that you indeed made and received but simply dont want to pay for. Credit card companies investigate disputed charges, and while they may give you the benefit of the doubt the first time you complain, they wont be so lenient with big-ticket purchases or with subsequent complaints. So if youre doing it for the right reasons, we can move on to the dispute process. First, retrace your steps. If an unknown or inflated charge shows up on your credit card account, the first thing you should do is look back at your receipts and think carefully about the purchases youve made to ensure that the charge is actually unauthorized and not just an ov