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- Are you looking for the ideal golden handcuffs, for your top executives? If you are, go ahead and share with me in the comments box below, what you have looked at so far in terms of what type of plan, and maybe what your top frustration is with using that particular option as golden handcuffs. Now, Im gonna share with you the top three reasons why you should consider using whole life insurance, specifically a specially designed whole life insurance policy with high early cash value, and long term growth as the ideal golden handcuffs. Its called the Executive Bonus Plan. The number one reason to use this type of life insurance policy as golden handcuffs for your employees, is that its simple and easy to use. You actually dont have any discrimination guidelines with ERISA rules because it bypasses that altogether, and you can bonus one employee more than another, and you can pick and choose who you want to use this benefit for. Its completely customizable. The second reason why yo