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all right welcome everybody thanks for joining us for investing in tax liens and tax deeds with your self-directed IRA or 401K my name is Sean McKay and this is an American Ira presentation where were obviously doing a specific Deep dive today in the self-directed topic into tax liens and tax deeds which is becoming a more popular uh structure and strategy for our clients that want to be involved in real estate but especially for those that maybe dont have multiple hundreds of thousands of dollars yet in their retirement accounts this is kind of an interesting concept you might want to kick around with your professionals which certainly leads me to the first point about who we are and what our role is at American Ira so we are the self-directed IRA or 401K provider for your IRAs and 401ks were not licensed nor is any self-directed provider licensed to give tax or legal advice and so we do ask that you always have conversations with your CPAs with your attorneys in terms of uh structu