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hello in this video were going to discuss liens on a property how they are filed and what they mean in terms of an encumbrance if you see lean on a property its something that started with a financial obligation a to a person its something that a person owed money it may have been a tax debt it may have been a judgment and may have been a court case it may have been child support sometimes even credit card debts can end up as a lien some of the most common liens come from property taxes or IRS income taxes that arent paid either way its a debt to a person and it transfers from that person to a property it starts with a piece of paper of that debt it may be a judgment from a small claims court it may be a judgment from American Express that the person didnt pay their their credit card bill and then that judgment becomes a lien one of two ways either by direct recording the land records that the creditor may have to take that piece of paper and carry to the County Recorder and have
