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Robert often people call me and say Tom we need to have a trust because we want to protect our money from creditors Doctors Hospitals credit cards automobile accidents and we want to protect our money from nursing homes using a trust and Robert you know what we tell them yeah unfortunately the trust is perfect to avoid probate it helps with certain tax issues but Medicaid looks through the revocable trust so if an asset is accountable outside of a trust it is accountable inside the trust and so I was talking to a gentleman earlier and he said well what about a revocable an irrevocable trust well that is a possibility but we dont ever recommend it because you know with an irrevocable trust the grantor lets say the person thats going into a nursing home cant be the trustee she cannot be the beneficiary and the trustee cannot even give her a penny and so once you do that irrevocable trust she has made all of her assets unavailable and that five-year look back window starts ticking and