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In this tutorial, Philip Bruce, an estate planning attorney in Minnesota, explains the concept of a Transfer on Death (TOD) deed. A TOD deed is a real estate document that designates a beneficiary for your property upon your death, similar to beneficiary designations on bank accounts or insurance policies. The process involves filing a TOD deed with the county, which incurs a filing fee. Bruce cautions against do-it-yourself attempts to create such deeds, emphasizing the risks involved, as mistakes may only become apparent after death, potentially leading to legal complications. He advises seeking professional assistance to ensure the deed is properly executed.
