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MARGARET: WHEN YOU GET A TICKET, YOU MAY ALSO GET POINTS ON YOUR DRIVERS LICENSE. HERE TO TELL US MORE ABOUT THIS IS CARL PARRISH. THANK YOU FOR JOINING US. WE APPRECIATE IT. THANK YOU. MARGARET: WHAT ARE THESE POINTS AND HOW ARE THEY ASSESSED BY THE DMV? THE DMV -- ALL OF OUR STATES HAVE COMBINED. IF YOU GET A TICKET IN TEXAS TODAY, IT WILL BE ON YOUR RECORD AT THE DMV PROBABLY BY TOMORROW OR THE NEXT DAY. BUT WHAT THEY DO IS THEY KEEP UP WITH EVERY TICKET YOUVE EVER HAD. IF YOU ARE 80 YEARS OLD AND YOU HAD A DWI WHEN YOU WERE 18, THEY CAN HAVE THAT COMPLETELY PUT TOGETHER. ITS USED AS WE GO THROUGH LIFE USUALLY IN COURTROOMS AND THINGS OF THAT NATURE. BUT THE WAY THAT THEY HAVE DONE THEIR BUSINESS DOWN THERE IS JUST ABSOLUTELY AMAZING. SO WHAT HAPPENS, WE COME UP WITH THE WORD POINT. THIS COMES IN TO SAY WHAT IS IT, FOR EXAMPLE, WITH -- HOW MANY DO YOU HAVE? WHEN THEY GET TO 12 POINTS, MEANING THEYVE GOTTEN A TICKET, NOT A BAD ONE, BUT THEY ARE AT 1. THAT PUTS THEM INTO