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hey guys mark with think insurance helping you save time and money on your current insurance policy were going through this series of a dwelling policy a home policy if you havent started at the beginning i would recommend you go to the link below where im going to link the very first video were going to go through coverage a b c d e and f as well as endorsements and recommendations so go ahead and start there if you havent but lets dive into coverage d this is loss of use a lot of people on a policy if you have a claim dont realize that the insurance has mixed in that if they have to move you out of the house lets say for example the kitchen caught fire and theyre going to repair it but its going to take three months well you dont have a functioning kitchen you could technically live in the house still and have it repaired but its going to make sense and its going to be a lot easier for you to move into a hotel or move into another house that you can rent and pay those e