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broadcast is now starting all attendees are in listen-only mode hi everyone and thank you for joining our November Virginia broker roundtable on writing listing and sales contracts with assurance hosted by our Virginian broker Tracey brown before we begin I want to remind everyone of the Ridgid residual income you can receive by referring outside agents to Alice and James for the first three agents you refer you will receive a 10% override when you refer four to 20 agents you receive 15% and when you refer more than 20 you receive 20% now ten fifteen and twenty percent of what thats where our three plans come into play first we have plan a plan a is three thousand nine hundred and fifty dollars for the entire year on this plan agents keep 100% of their commission therefore if you refer an agent and they join us on plan a you will receive three hundred and ninety five dollars per year next we have Plan B Plan B is three hundred and ninety five dollars per month agents also keep a hund