Easily Insert Phone Field in the Bankruptcy Agreement

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How to Insert Phone Field in the Bankruptcy Agreement

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hi my name is lorena sadie and i am the founder and managing attorney here at city law group and i wanted to do a quick video about the new way that bankruptcy court has been doing hearings um and in my opinion its wonderful and i think a lot of other practitioners um and also judges agree but we are doing our 341 meeting of creditors theyre all being done telephonically and what this means is in the past pre-coded if you filed a bankruptcy case you do have a required hearing and that would be a physical appearance in um in federal court um and even though the hearings i always tell my clients you know its not like law order on television its nothing to freak out about um still just telling someone they have to go to court it usually freaks them out um so this has been great because now clients have the option um when you file bankruptcy you dont have to drive downtown well it depends on what division youre in the most traumatic parking i think is going to be in atlanta shocker u

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What bills Cannot be included in bankruptcy?

No matter which form of bankruptcy is sought, not all debt can be wiped out through a bankruptcy case. Taxes, spousal support, child support, alimony, and government-funded or backed student loans are some types of debt you will not be able to discharge in bankruptcy.

Can I keep my cell phone in Chapter 7?

Cell Phones in Chapter 7 Bankruptcy The trustee appointed to oversee a Chapter 7 bankruptcy sells any nonexempt property a debtor cant exempt and turns over the proceeds to the creditors. Most people find that their exemptions sufficiently cover all of their household goods and electronics, including cell phones.

What happens to contracts in bankruptcy?

After terminating the lease or contract, you and the other parties to the agreement are cut loose from any obligations, and any money you owe the creditor will be discharged in your bankruptcy, even if the debt arose after your filing date.

Can I get a cell phone while in Chapter 7?

My response is, s Yes you can! If you are filing chapter 7 bankruptcy, you can list the cell phone provider in Schedule G- Executory Contracts and Unexpired Leases. Your cell phone contract is an executory contract.

Can I keep my phone contract in bankruptcy?

On most occasions, if you are keeping up payments then your phone contract can be kept out of bankruptcy however if you are behind with payments then it will be added to your bankruptcy and it will be up to your phone provider what happens next.

Will I lose my phone in bankruptcy?

The good news is that it is highly unlikely that you will lose your cellphone if you file for bankruptcy. You do have to list your cellphone as an asset on your bankruptcy schedules, and disclose the existence of any cell phone contracts on your schedules. However, that doesnt mean that the court will take your phone.

Can I add something to my bankruptcy?

Generally, adding debts after a bankruptcy is filed is allowed so long as the debt existed before you filed and it is added within a certain amount of time. However, the situation can vary depending on whether you filed a Chapter 7 or a Chapter 13 bankruptcy.

Will I lose my cell phone in bankruptcy?

The good news is that it is highly unlikely that you will lose your cellphone if you file for bankruptcy. You do have to list your cellphone as an asset on your bankruptcy schedules, and disclose the existence of any cell phone contracts on your schedules. However, that doesnt mean that the court will take your phone.

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