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so youve got the job now what well spending money you dont even have yet huh Ill have it soon enough youll have most of it but you have to pay taxes - yeah the HR person will take out however much I need to pay no problem oh no they wont you fill out a w-4 form and the IRS and state take money out depending on how you filled out the form okay but HR will tell me what to put on there wrong again no one knows your financial needs and household income better than you do you shouldnt trust a stranger to tell you how to manage your paycheck in your taxes if youre not having the right amount deducted itll be you whos paying for it come tax season not anyone from HR all right fine what do I need to do well to start with complete the w-4 form carefully by thoroughly reading the directions and following them but the IRS knows you dont want to do that so they came up with an app you plug in your info it displays the best way to complete your w-4 all right but thats just the federal go