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IRS form 888 allocation of refund including savings bond purchases this document is a four-page document but the only page that will be primarily concerned about is the first page part one is direct deposit part two U.S series I savings bond purchases part 3 paper check part 4 total allocation of refund the remaining three pages contain the form instructions purpose of the form why you would use direct deposit information about savings bonds and then Specific Instructions for each of the lines that will go over momentarily so lets Circle back to the top of the instructions you would use IRS form 888 if you want the IRS to directly deposit your refund or a part of it to more than one account at a bank or other financial institution this could be a brokerage firm a credit union mutual fund so on and so forth if you want to use part of your refund to buy either paper or Electronics series eye savings bond you can do this up to five thousand dollars you can also divert part of your refund