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with this card right here you can build credit without interest or fees this card has also been called a tesla of banking so is this card a true unicorn lets find out whats up winners my name is nam if youre new here welcome here we talk all things personal finance and credit start now by subscribing so you dont miss out on any future videos so before we start discussing this card im not being sponsored by this company whatsoever theres no affiliate commissions nothing i just had quite a few people ask me to do a review theres already been reviews of this card but here are my thoughts and ill tell you whether or not if im getting this card at the end of the video so technically crit ai is a credit card and deposit account duo thats powered by ai and has a bunch of different features but at the same time you can build credit so with this fintech company they are actually partnered up with a real bank but credit ai is just a software company that facilitates certain transaction