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all right whats going on guys terry james your mortgage guy with the quick tip when you are applying for a home loan you have to make sure you include all pages of your bank statements if your bank statements have 25 pages we need all 25 pages front back blank it doesnt matter if anythings on them if your bank statement says 25 of 25 we need 25. if it says 6 if it says 6 of 6 10 of 10 we need all pages all right so got to make sure you include all pages of your documentation make it easy on yourself when you are sending in your pay stubs make sure you review them make sure you look to see your year-to-date income is on them because that will be required and if it comes to your tax returns if we need them we need all pages of your tax returns your federal tax returns all pages will be required alright