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[Music] you have now learned the key concepts of policies provisions options and riders lets review some of the key areas from this section that will help you prepare to pass term life term life insurance is temporary life insurance provided for a specific period of time it is also known as pure life insurance term insurance is temporary protection because it only provides coverage for a specific period of time term policies provide for the greatest amount of coverage for the lowest premiums term insurance provides what is known as pure death protection if the insured dies during the policy term the policy pays a death benefit to the beneficiary if the policy is canceled or expires prior to the insureds death nothing is payable with term policies there is no cash value or any living benefits available there are three basic types of term coverage level term insurance increasing term insurance and decreasing term insurance level term insurance is the most common type of temporary prote
