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THIS MORNING FROM SENIOR CONNECTION. WE ARE GOING TO HAVE AN IMPORTANT CONVERSATION ABOUT OUT-OF-POCKET EXPENSES AND WE ARE TALKING ABOUT MEDICARE. WHAT CAN PEOPLE EXPECT AND WHAT CAN THEY PLAN FOR? FOR TRADITIONAL MEDICARE YOU HAVE OUT-OF-POCKET EXPENSES FOR HOSPITALS DAYS OR WITH SKILLED NURSING CARE AND IT IS USUALLY ON THE OUTPATIENT SERVICES, DOCTOR VISITS, LAB AND MEDICAL EQUIPMENT. THAT CAN BE UP TO 20 PERCENT OF MEDICARE APPROVED CHARGES AND ITS UNLIMITED.HERE IS NO 10 THOUSAND DOLLARS TO IT IT JUST KEEPS GOING. WHAT SOME PEOPLE DO IS GET A MEDICARE ADVANTAGE PLAN YOU SEE A LOT OF THAT ON T.V.. THEY HAVE VERY LOW PREMIUMS. YOURE NOT SPENDING A LOT OF RENT BECAUSE IF YOURE NOT USING THE SERVICES YOURE NOT PAYING FOR IT. YOU PAY-AS-YOU-GO. YOU HAVE COPAYMENTS FOR DOCTOR VISITS, LAB WORK, INPATIENT HOSPITAL STAYS AND THOSE COPAYMENTS CAN ADD UP TO OUT-OF-POCKET LIMITS THAT RANGE BETWEEN $4000-$10,000 DEPENDING ON THE SERVICES IN AND OUT OF NETWORK
