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hello everyone this is Mike your legacy wealth coach here today to talk about mortgage pay down options were gonna look at a few ways you can do this and what may be the best way basically well start with is using my own savings the best way to pay down my mortgage lets start with some mortgage assumptions were gonna take some $300,000 original mortgage at five percent rate of 30-year fixed that brings us to monthly payment principal plus interest of 1610 and forty six cents now over thirty years of course this is 360 payments and lo and behold if we were to be a good little borrower and pay on schedule not a penny more or less you end up paying two hundred and seventy nine thousand seven hundred sixty seven dollars and thirty-five cents of interest now remember off of a principal balance of three hundred thousand that is actually over ninety three percent of interest charges over thirty years so certainly we can do better than that and well see how we can do that a number of diff
