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last week president biden extended a pause on student loan repayments through may 1st of the new year those loan payments were scheduled to restart as of february 1st so the measure gives borrowers an additional three months and we want to dig into the details here with shy acabas director of economic policy at the bipartisan policy center jai thank you for joining us here today um any other details about this because we know this is an issue that was has and it continues to affect uh millions and millions of american students here yeah this is something that now has gone on for a couple years because the pause was started at the beginning of the pandemic back in spring of 2020. and at that time there was an acute massive disruption to our economy and to the household finances of millions of americans you know something like 50 of households said that someone in their familys employment had been affected by the onset of the pandemic and at that time it was entirely appropriate for the