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all right youre self-employed youre getting close to the end of the year and youre thinking how am i going to pay taxes on all this money is there any way i can defer avoid and manage my tax bill yeah a retirement plan what type of retirement plans are available for you self-employed individuals ill explain coming up [Music] my name is mike bernard im the host of the wise money show im also one of the certified financial planners right here at cohort financial group make sure you hit that subscribe button turn on notifications and smash that thumbs up button all right so if youre self-employed or you have a side hustle what kind of 401k what kind of retirement plan what kind of whatever can you set up to shelter some of that income and defer it into a retirement account what are the right retirement accounts for those of you that are self-employed or and i and i i cant stress this enough fully employed but then have a side hustle or you know just have a side gig where youre se