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good afternoon good afternoon everybody andy phillips here and as you can see weve got mark barrett on the line as well with me hi mark hello there hello good afternoon and when uh when your handsome fizzog is on the line what that means is its tax time and we like tax time um but theres theres a lot of things that we we sort of have gone through um over the over the sort of previous weeks about all different types of aspects of you know sort of tax and vat and all those sort of things which is you know weve got a lot of good feedback from um i think its because a lot of people sort of stick their head in the sand with this sort of stuff you know yes i know i do a lot of the time um but you know some of the things weve been going over have been incredibly interesting for the the sort of the property investor property business side which has been good and one thing that sort of comes up again and again and again and again and again and so if we talk about subjects and we say look