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In this tutorial, Mark Lockhart explains how to file insurance claims and work effectively with adjusters. The process begins by contacting a claims adjuster through your insurance agent, whether independent or direct. The adjuster's role is to ensure a smooth claims experience, verify your coverage, and expedite the process of getting your vehicle repaired or replaced. The goal is to resolve claims quickly, as delays or customer loss can be more costly for insurance companies. Lockhart emphasizes the importance of understanding this process to achieve satisfactory outcomes for your claims.