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daniel is with us daniels in dallas texas hi daniel how are you im doing well dave thank you for taking my call sure whats up um so im 35 and ive never been married uh i met a young lady that im thinking about marrying uh i have a unique situation i i kind of have a unique situation that i have a net worth around a million dollars and so i kind of have a two-part question uh what should the conversation sound like whenever i disclose all this to her and then do i need a prenup i know youve discussed it before but i just kind of look at your thoughts yeah um whats our financial situation do you know um the only thing weve really ever talked about is debt and then kind of savings shes very frugal like she has an iphone 6 she has money saved in the bank and she has no debt paid for car and so on and so forth very low maintenance thats like half of her appeal and i have not disclosed anything to her other than i dont have any debt and im also pretty frugal and she can tell lik