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today were going to discuss lending services now remember a bank a bank simply means a financial institution that is doing the business of banking now the business of banking simply means the art of mobilizing funds in the form of deposit from the General Public and using the mobilize the funds for Lending and investments in marketable Securities at an account of the person or the business that is doing such business that is Lending now Lending Service that were gonna discuss today is the one that is done by commercial Banks so we know that traditionally commercial Banks mobilize deposits and after mobilizing the deposits then it offers credit facilities so basically this is landing all right there different different credit facilities that are offered by Banks the funds that commercial Banks use to offer these great facilities is actually deposit as fund so it is the mobilized deposit that is being used for learning purposes however I mentioned area that also bends invest in marketa