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hold on give me one second [Music] on todays lending listicles we show you six documents youll need to have ready to get the home loan process started number one identification lets be honest this is the easiest one on the list you just need your drivers license passport or government issued id two pay stubs to verify your current income mortgage lenders will ask for pay stubs from the last 30 days and they could potentially ask for an income letter from your employer as well number three w-2 forms your mortgage lender is looking for job stability and consistency with your income four bank statements lenders will use these statements to find your debt to income ratio or dti to determine if a mortgage payment works with your other monthly expenses five credit verification youre not expected to source out all your credit reports all you have to do here is give the lender permission to see your credit history and finally six tax returns lenders will want to see tax returns for the la
