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In this tutorial, Bree Clark, a software expert, explains how to insert a row in Excel and ensure that formulas fill in automatically. She demonstrates this using a spreadsheet containing data and totals that sum each row's contents. When inserting a new row, the formula does not automatically copy down. To resolve this, she suggests a simple method: click on the desired cell and hold the control key while pressing the letter D, which fills the formula down from the cell above. This enables the newly inserted row to display the correct sum formula and will automatically update as values are entered.