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foreign Calebs in Austin Texas hey Caleb how are you Im doing well Dave how are you better than we deserve how can we help um I was calling because um Im getting ready to get married and I have myself and my fiance we have about 200 000 and that are close to it uh that we are trying to figure out whats the best Avenue for us to kind of take good Lord whos the doctor or lawyer no uh neither of us actually um I uh I went to a private school to get my bachelors degree and what and in Business Administration okay and so she got a degree in what Communications and the two of its just all student loan debt or what its not all student loan debt uh about I want to say probably about 80 of it is student loan whats the rest uh the rest is a a car loan that I have how much is that and its a I I think I was still uh 47 on it and you just graduated from college in 2020 yes okay so what is your income uh my income uh this last year I grossed 117. okay what about her 42 uh after taxes I bel