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Mark Lockhart discusses the process of insurance claims in this tutorial, emphasizing the simplicity of filing and working with adjusters. He explains that whether you contact an independent or direct agent, you will reach a claims adjuster responsible for managing your claim. Their role is to ensure a smooth process by verifying your coverage and helping you get your vehicle or home repaired or replaced swiftly. A well-rated company aims to expedite your claim to reduce costs associated with customer loss or delays. The overall goal is to facilitate a quick resolution that meets the policyholder's needs.