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Lee Pearlman discusses the seven common deceptive tactics used by insurance companies in personal injury claims. One tactic is to settle quickly, often offering a low amount that does not reflect the full compensation needed for medical treatments, lost wages, and pain and suffering. Studies indicate that settlements offered right away can be significantly less—up to 400% lower—compared to cases involving an attorney who understands the true value of the claim. Early settlements usually fail to account for all relevant factors, leading to inadequate compensation for the claimants.