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if youamp;#39;re getting ready to buy a Medicare Advantage plan weamp;#39;re going to ask you what state you live in and what is your zip code and a lot of people say what does it matter what my zip code is everything is based on your ZIP code the price you pay the benefits that are available to you are drilled down all the way to your ZIP code private Medicare Advantage companies private insurance companies for-profit insurance companies they want to base their plan on the most profitable areas so if you live in a most a more profitable County youamp;#39;re going to get better benefits and lower rates than if you live in a unprofitable County you might not even have a plan available so thatamp;#39;s why sometimes youamp;#39;re like I want my sister to get the same plan I have well itamp;#39;s not available in her County maybe she has less hospitals or or no good hospitals or very expensive rural hospitals the insurance company goes nah itamp;#39;s not going to be a profitable e