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[Music] a lot of people come to us asking how do we go through the process of setting up an lc and then transmitting it to the correspondent bank what were going to do in this session is talk about the whole process what is involved and the kyc process we go through as well so the first of all lets look at the first slide in this step we receive the pro forma invoice which is the contract between the buyer and seller in this particular process each buyer will typically be receiving an invoice of a different format and here we have the first challenge in making sure that all the data required for a pro forma invoice is contained absolutely in a form that we can use to then generate the letter of credit particular instances mean that we need information about the goods how theyre arriving how theyre being transported what are the delivery dates what are the expiry dates of this particular transaction we need to know who the beneficiary is we need to know account details so from the e